Financing Options for Metal & Wooden Buildings

Hinton Buildings understands that affordability is a key component of getting the right building to suit your needs and budget. Our financing partner, Upgrade, can help.

  • No Hard Credit Pull
  • Soft Credit Pull Instead!
  • FICO Score Untouched

Financing at Hinton Buildings

The truth is: metal garages can be expensive. Not everyone has $10,000 to $50,000 sitting around waiting to buy a metal building.  Hinton Buildings understands that affordability is a key component of getting the right building to suit your needs and budget. Our financing partner, Upgrade, can help.

What is PowerPay?

Upgrade is a primary lending solution that can offer you a great rate ranging from 8.99% to 16.99% APR with terms up to 15 years.  This means, with great credit, your payment could be around $10 per month, per $1000 borrowed.  For example, a $30,000 building could be yours for roughly $300 per month with a 15 year term.  This dramatically assists you to purchase the building you want without waiting years to save up for the structure and concrete. 

Visit the Upgrade Website

Complete the Application

Receive Your Options in Minutes!

Applying for Financing is Simple & Fast

Applying for financing is very easy and can be done quickly through the Upgrade website. Simply complete the application and most decisions take only a few minutes. Occasionally, additional documentation is required.  If that happens, you will be notified with a request for specific types of documents.

Once approved, your lending limit and APR will be determined by Upgrade's underwriters.  We can then work with you to determine the best way to utilize that financing towards the purchase of your building.  Many customers choose to pay the building deposit up front and then finance the balance.  Other customers elect to purchase the building with no cash down.  This does involve some extra expense.  Our building experts will be glad to discuss this option with you once we reach that phase of the discussion.

No Prepayment Penalties

Upgrade doesn’t charge a prepayment penalty! This means you can begin with a 15 year term and make larger payments to reduce your loan balance sooner. In the end, this will reduce the interest charged on the loan.  For example, simply doubling the normal monthly payment on the 15 year term will pay off your loan in about 5 years.

Apply today to see if you’re approved! Upgrade doesn’t do a hard credit pull. Rather, they do a soft credit pull that doesn’t affect your FICO score.  It only takes a few minutes and requires just a few pieces of information.

We're Here to Help You Every Step of the Way, Including with Financing!

Many of our customers have utilized Upgrade to finance their metal buildings and are very happy that they were able to afford the payments and even make additional payments to shorten their loan term.

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